Sub-Saharan Africa Updated
Average Cost of Living in Tema-Ghana
The average cost of living in Tema-Ghana, Ghana is $279 per month for a single person, and $898 per month for a family of four. A one-bedroom apartment rents for around $126 per month. The local average net salary is $460 per month.
Very affordable
Updated today
Index 6.3 · NYC = 100
Estimated monthly cost
- Single person
- $279 / month
- Family of 4
- $898 / mo
- Student
- $178 / mo
Includes rent, food, utilities, transport, and dining out. Excludes healthcare, taxes, and discretionary travel.
Salary that covers life in Tema-Ghana
Adjust the household and see the gap or surplus vs. typical local pay.
Interactive
You need at least
$0 / month
Annual gross (25% tax)
$0
vs. local average net salary
$460.42 / month
On this page 11 sections
| Section | Description |
|---|---|
| Salary calculator for Tema-Ghana | Find out the monthly salary needed for a single, family, or student lifestyle. |
| Rent & Property Prices in Tema-Ghana | Apartment rent and property purchase price per square meter. |
| Grocery Prices in Tema-Ghana | Supermarket prices for staples like bread, milk, produce, and meat. |
| Public Transport & Car Costs in Tema-Ghana | Public transport tickets, taxi fares, fuel, and vehicle prices. |
| Utility & Internet Costs in Tema-Ghana | Monthly electricity, heating, water, mobile, and broadband bills. |
| Childcare & Preschool in Tema-Ghana | Preschool fees and international school tuition. |
| Clothing Prices in Tema-Ghana | Jeans, dresses, running shoes, and leather shoes from chain stores. |
| Gym, Cinema & Leisure in Tema-Ghana | Gym memberships, tennis court rentals, and cinema tickets. |
| Restaurant Prices in Tema-Ghana | Meals at inexpensive and mid-range restaurants, coffee, and soft drinks. |
| Salaries & Mortgages in Tema-Ghana | Average monthly net salary and mortgage interest rates. |
| Tema-Ghana FAQs | Common questions about rent, salaries, food, and transport in Tema-Ghana. |
Rent & Property Prices in Tema-Ghana
Apartment rent and property purchase price per square meter.
| Item | Median | Range (low–high) |
|---|---|---|
| 1 Bedroom Apartment in City Centre | $126 | $118 – $135 |
| 1 Bedroom Apartment Outside of City Centre | $69 | $67 – $72 |
| 3 Bedroom Apartment in City Centre | $449 | — |
| 3 Bedroom Apartment Outside of City Centre | $212 | $138 – $287 |
| Price per Square Feet to Buy Apartment in City Centre | $929 | — |
| Price per Square Feet to Buy Apartment Outside of Centre | $557 | — |
- 1 Bedroom Apartment in City Centre $126$118 – $135
- 1 Bedroom Apartment Outside of City Centre $69$67 – $72
- 3 Bedroom Apartment in City Centre $449
- 3 Bedroom Apartment Outside of City Centre $212$138 – $287
- Price per Square Feet to Buy Apartment in City Centre $929
- Price per Square Feet to Buy Apartment Outside of Centre $557
Grocery Prices in Tema-Ghana
Supermarket prices for staples like bread, milk, produce, and meat.
| Item | Median | Range (low–high) |
|---|---|---|
| Milk (Regular, 1 Liter) | $3.04 | $2.71 – $3.27 |
| Fresh White Bread (1 lb Loaf) | $1.71 | $0.94 – $2.01 |
| White Rice (1 lb) | $0.80 | $0.56 – $1.02 |
| Eggs (12, Large Size) | $2.37 | $1.96 – $2.69 |
| Local Cheese (1 lb) | $1.85 | $1.68 – $2.03 |
| Chicken Fillets (1 lb) | $1.49 | $0.93 – $2.03 |
| Beef Round or Equivalent Back Leg Red Meat (1 lb) | $1.37 | $1.12 – $1.63 |
| Apples (1 lb) | $1.24 | $1.11 – $1.40 |
| Bananas (1 lb) | $1.03 | $0.74 – $1.22 |
| Oranges (1 lb) | $1.03 | $0.74 – $1.22 |
| Tomatoes (1 lb) | $1.41 | $1.12 – $1.63 |
| Potatoes (1 lb) | $1.23 | $0.84 – $1.63 |
| Onions (1 lb) | $1.13 | $0.84 – $1.63 |
| Lettuce (1 Head) | $0.53 | $0.45 – $0.62 |
| Bottled Water (50 oz) | $0.74 | $0.54 – $0.86 |
| Bottle of Wine (Mid-Range) | $8.49 | $8.00 – $8.97 |
| Domestic Beer (16.9 oz Bottle) | $1.55 | $0.86 – $2.24 |
| Imported Beer (12 oz Small Bottle) | $3.14 | — |
| Cigarettes (Pack of 20, Marlboro) | $1.35 | — |
- Milk (Regular, 1 Liter) $3.04$2.71 – $3.27
- Fresh White Bread (1 lb Loaf) $1.71$0.94 – $2.01
- White Rice (1 lb) $0.80$0.56 – $1.02
- Eggs (12, Large Size) $2.37$1.96 – $2.69
- Local Cheese (1 lb) $1.85$1.68 – $2.03
- Chicken Fillets (1 lb) $1.49$0.93 – $2.03
- Beef Round or Equivalent Back Leg Red Meat (1 lb) $1.37$1.12 – $1.63
- Apples (1 lb) $1.24$1.11 – $1.40
- Bananas (1 lb) $1.03$0.74 – $1.22
- Oranges (1 lb) $1.03$0.74 – $1.22
- Tomatoes (1 lb) $1.41$1.12 – $1.63
- Potatoes (1 lb) $1.23$0.84 – $1.63
- Onions (1 lb) $1.13$0.84 – $1.63
- Lettuce (1 Head) $0.53$0.45 – $0.62
- Bottled Water (50 oz) $0.74$0.54 – $0.86
- Bottle of Wine (Mid-Range) $8.49$8.00 – $8.97
- Domestic Beer (16.9 oz Bottle) $1.55$0.86 – $2.24
- Imported Beer (12 oz Small Bottle) $3.14
- Cigarettes (Pack of 20, Marlboro) $1.35
Public Transport & Car Costs in Tema-Ghana
Public transport tickets, taxi fares, fuel, and vehicle prices.
| Item | Median | Range (low–high) |
|---|---|---|
| One-Way Ticket (Local Transport) | $2.05 | $1.64 – $2.46 |
| Monthly Public Transport Pass (Regular Price) | $39 | — |
| Taxi Start (Standard Tariff) | $1.39 | $0.74 – $2.04 |
| Taxi 1 mile (Standard Tariff) | $0.92 | $0.66 – $1.19 |
| Taxi 1 Hour Waiting (Standard Tariff) | — | — |
| Gasoline (1 Liter) | $1.16 | $0.92 – $1.35 |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | — | — |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | — | — |
- One-Way Ticket (Local Transport) $2.05$1.64 – $2.46
- Monthly Public Transport Pass (Regular Price) $39
- Taxi Start (Standard Tariff) $1.39$0.74 – $2.04
- Taxi 1 mile (Standard Tariff) $0.92$0.66 – $1.19
- Taxi 1 Hour Waiting (Standard Tariff) —
- Gasoline (1 Liter) $1.16$0.92 – $1.35
- Volkswagen Golf 1.5 (or Equivalent New Compact Car) —
- Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) —
Utility & Internet Costs in Tema-Ghana
Monthly electricity, heating, water, mobile, and broadband bills.
| Item | Median | Range (low–high) |
|---|---|---|
| Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) | $65 | $25 – $135 |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | $15 | $12 – $18 |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | $73 | $49 – $90 |
- Basic Utilities for 915 Square Feet Apartment (Electricity, Heating, Cooling, Water, Garbage) $65$25 – $135
- Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) $15$12 – $18
- Broadband Internet (Unlimited Data, 60 Mbps or Higher) $73$49 – $90
Childcare & Preschool in Tema-Ghana
Preschool fees and international school tuition.
| Item | Median | Range (low–high) |
|---|---|---|
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | $182 | $179 – $185 |
| International Primary School, Annual Tuition per Child | $2,691 | — |
- Private Full-Day Preschool or Kindergarten, Monthly Fee per Child $182$179 – $185
- International Primary School, Annual Tuition per Child $2,691
Clothing Prices in Tema-Ghana
Jeans, dresses, running shoes, and leather shoes from chain stores.
| Item | Median | Range (low–high) |
|---|---|---|
| Jeans (Levi's 501 or Similar) | $21 | $12 – $37 |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | $20 | $16 – $25 |
| Nike Running Shoes (Mid-Range) | $45 | $41 – $49 |
| Men's Leather Business Shoes | $50 | $27 – $86 |
- Jeans (Levi's 501 or Similar) $21$12 – $37
- Summer Dress in a Chain Store (e.g. Zara or H&M) $20$16 – $25
- Nike Running Shoes (Mid-Range) $45$41 – $49
- Men's Leather Business Shoes $50$27 – $86
Gym, Cinema & Leisure in Tema-Ghana
Gym memberships, tennis court rentals, and cinema tickets.
| Item | Median | Range (low–high) |
|---|---|---|
| Monthly Fitness Club Membership | $22 | $18 – $27 |
| Tennis Court Rental (1 Hour, Weekend) | — | — |
| Cinema Ticket (International Release) | $8.97 | — |
- Monthly Fitness Club Membership $22$18 – $27
- Tennis Court Rental (1 Hour, Weekend) —
- Cinema Ticket (International Release) $8.97
Restaurant Prices in Tema-Ghana
Meals at inexpensive and mid-range restaurants, coffee, and soft drinks.
| Item | Median | Range (low–high) |
|---|---|---|
| Meal at an Inexpensive Restaurant | $7.18 | $4.00 – $8.18 |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | $28 | $25 – $40 |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | $8.00 | — |
| Domestic Draft Beer (1 Pint) | $2.04 | $1.48 – $4.49 |
| Imported Beer (12 oz Small Bottle) | $2.70 | $2.69 – $2.71 |
| Cappuccino (Regular Size) | $3.43 | $1.48 – $5.38 |
| Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) | $0.98 | $0.82 – $1.23 |
| Bottled Water (12 oz) | $0.29 | $0.18 – $0.41 |
- Meal at an Inexpensive Restaurant $7.18$4.00 – $8.18
- Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) $28$25 – $40
- Combo Meal at McDonald's (or Equivalent Fast-Food Meal) $8.00
- Domestic Draft Beer (1 Pint) $2.04$1.48 – $4.49
- Imported Beer (12 oz Small Bottle) $2.70$2.69 – $2.71
- Cappuccino (Regular Size) $3.43$1.48 – $5.38
- Soft Drink (Coca-Cola or Pepsi, 12 oz Small Bottle) $0.98$0.82 – $1.23
- Bottled Water (12 oz) $0.29$0.18 – $0.41
Salaries & Mortgages in Tema-Ghana
Average monthly net salary and mortgage interest rates.
| Item | Median | Range (low–high) |
|---|---|---|
| Average Monthly Net Salary (After Tax) | $460 | — |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 31.67% | — |
- Average Monthly Net Salary (After Tax) $460
- Annual Mortgage Interest Rate (20-Year Fixed, in %) 31.67%
Compare Tema-Ghana with…
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Frequently asked questions
- How much does it cost to live in Tema-Ghana?
- An estimated $279 per month covers rent, food, utilities, and transport for one person in Tema-Ghana. A family of four needs around $898 per month, while students living shared accommodation manage on roughly $178.
- How much money do I need to live in Tema-Ghana?
- Plan for at least $279 per month as a single person, $898 per month for a family of four, or $178 per month as a student in shared accommodation. Add 15–25% on top for taxes, savings, and discretionary spending — that's the salary you should be targeting before relocating to Tema-Ghana.
- What is the average rent in Tema-Ghana?
- A one-bedroom apartment in Tema-Ghana rents for around $126 per month, with three-bedroom apartments in the city centre around $449 per month. Prices vary depending on neighbourhood, building age, and furnishings.
- What is the average salary in Tema-Ghana?
- The average monthly net salary in Tema-Ghana is around $460. Whether that's enough to live comfortably depends on housing choice — rent typically claims 27% of a single-person paycheck.
- How much does food cost in Tema-Ghana?
- A meal at an inexpensive restaurant in Tema-Ghana costs around $7.18. Cooking at home, a single person spends roughly $12 per month on groceries.
- What is public transport like in Tema-Ghana?
- A monthly public transport pass in Tema-Ghana costs around $39. Cities with extensive metro and bus networks generally let residents skip car ownership entirely, particularly when commuting from areas outside the city centre.
- Is the internet expensive in Tema-Ghana?
- Unlimited broadband at 60 Mbps or higher in Tema-Ghana costs around $73 per month — useful context for remote workers comparing locations.