North America Updated
Average Cost of Living in Albany
The average cost of living in Albany, United States is $2,026 per month for a single person, and $4,476 per month for a family of four. A one-bedroom apartment rents for around $1,426 per month. The local average net salary is $4,224 per month.
Affordable
Updated today
Index 46 · NYC = 100
Estimated monthly cost
- Single person
- $2,026 / month
- Family of 4
- $4,476 / mo
- Student
- $1,184 / mo
Includes rent, food, utilities, transport, and dining out. Excludes healthcare, taxes, and discretionary travel.
Salary that covers life in Albany
Adjust the household and see the gap or surplus vs. typical local pay.
Interactive
You need at least
$0 / month
Annual gross (25% tax)
$0
vs. local average net salary
$4,223.76 / month
On this page 11 sections
| Section | Description |
|---|---|
| Salary calculator for Albany | Find out the monthly salary needed for a single, family, or student lifestyle. |
| Rent & Property Prices in Albany | Apartment rent and property purchase price per square meter. |
| Grocery Prices in Albany | Supermarket prices for staples like bread, milk, produce, and meat. |
| Public Transport & Car Costs in Albany | Public transport tickets, taxi fares, fuel, and vehicle prices. |
| Utility & Internet Costs in Albany | Monthly electricity, heating, water, mobile, and broadband bills. |
| Childcare & Preschool in Albany | Preschool fees and international school tuition. |
| Clothing Prices in Albany | Jeans, dresses, running shoes, and leather shoes from chain stores. |
| Gym, Cinema & Leisure in Albany | Gym memberships, tennis court rentals, and cinema tickets. |
| Restaurant Prices in Albany | Meals at inexpensive and mid-range restaurants, coffee, and soft drinks. |
| Salaries & Mortgages in Albany | Average monthly net salary and mortgage interest rates. |
| Albany FAQs | Common questions about rent, salaries, food, and transport in Albany. |
Rent & Property Prices in Albany
Apartment rent and property purchase price per square meter.
| Item | Median | Range (low–high) |
|---|---|---|
| 1 Bedroom Apartment in City Centre | $1,426 | $900 – $2,500 |
| 1 Bedroom Apartment Outside of City Centre | $1,280 | $1,000 – $1,800 |
| 3 Bedroom Apartment in City Centre | $2,900 | $1,900 – $6,000 |
| 3 Bedroom Apartment Outside of City Centre | $2,600 | $1,800 – $3,300 |
| Price per Square Meter to Buy Apartment in City Centre | $2,459 | $2,314 – $2,637 |
| Price per Square Meter to Buy Apartment Outside of Centre | $2,459 | $2,314 – $2,637 |
- 1 Bedroom Apartment in City Centre $1,426$900 – $2,500
- 1 Bedroom Apartment Outside of City Centre $1,280$1,000 – $1,800
- 3 Bedroom Apartment in City Centre $2,900$1,900 – $6,000
- 3 Bedroom Apartment Outside of City Centre $2,600$1,800 – $3,300
- Price per Square Meter to Buy Apartment in City Centre $2,459$2,314 – $2,637
- Price per Square Meter to Buy Apartment Outside of Centre $2,459$2,314 – $2,637
Grocery Prices in Albany
Supermarket prices for staples like bread, milk, produce, and meat.
| Item | Median | Range (low–high) |
|---|---|---|
| Milk (Regular, 1 Liter) | $1.04 | $0.53 – $1.85 |
| Fresh White Bread (500 g Loaf) | $3.27 | $1.65 – $5.51 |
| White Rice (1 kg) | $5.79 | $3.31 – $8.82 |
| Eggs (12, Large Size) | $5.23 | $2.00 – $6.00 |
| Local Cheese (1 kg) | $13 | $5.51 – $34 |
| Chicken Fillets (1 kg) | $13 | $6.59 – $20 |
| Beef Round or Equivalent Back Leg Red Meat (1 kg) | $17 | $8.80 – $20 |
| Apples (1 kg) | $4.84 | $3.95 – $9.24 |
| Bananas (1 kg) | $1.41 | $0.86 – $2.39 |
| Oranges (1 kg) | $5.52 | $2.20 – $20 |
| Tomatoes (1 kg) | $4.72 | $2.84 – $6.59 |
| Potatoes (1 kg) | $3.23 | $1.74 – $4.41 |
| Onions (1 kg) | $3.63 | $2.20 – $4.41 |
| Lettuce (1 Head) | $2.27 | $1.25 – $6.00 |
| Bottled Water (1.5 Liter) | $2.01 | $1.00 – $3.00 |
| Bottle of Wine (Mid-Range) | $14 | $9.00 – $15 |
| Domestic Beer (0.5 Liter Bottle) | $2.03 | $1.73 – $2.86 |
| Imported Beer (0.33 Liter Bottle) | $3.89 | $2.50 – $5.00 |
| Cigarettes (Pack of 20, Marlboro) | $15 | $15 – $16 |
- Milk (Regular, 1 Liter) $1.04$0.53 – $1.85
- Fresh White Bread (500 g Loaf) $3.27$1.65 – $5.51
- White Rice (1 kg) $5.79$3.31 – $8.82
- Eggs (12, Large Size) $5.23$2.00 – $6.00
- Local Cheese (1 kg) $13$5.51 – $34
- Chicken Fillets (1 kg) $13$6.59 – $20
- Beef Round or Equivalent Back Leg Red Meat (1 kg) $17$8.80 – $20
- Apples (1 kg) $4.84$3.95 – $9.24
- Bananas (1 kg) $1.41$0.86 – $2.39
- Oranges (1 kg) $5.52$2.20 – $20
- Tomatoes (1 kg) $4.72$2.84 – $6.59
- Potatoes (1 kg) $3.23$1.74 – $4.41
- Onions (1 kg) $3.63$2.20 – $4.41
- Lettuce (1 Head) $2.27$1.25 – $6.00
- Bottled Water (1.5 Liter) $2.01$1.00 – $3.00
- Bottle of Wine (Mid-Range) $14$9.00 – $15
- Domestic Beer (0.5 Liter Bottle) $2.03$1.73 – $2.86
- Imported Beer (0.33 Liter Bottle) $3.89$2.50 – $5.00
- Cigarettes (Pack of 20, Marlboro) $15$15 – $16
Public Transport & Car Costs in Albany
Public transport tickets, taxi fares, fuel, and vehicle prices.
| Item | Median | Range (low–high) |
|---|---|---|
| One-Way Ticket (Local Transport) | $1.50 | $1.50 – $3.00 |
| Monthly Public Transport Pass (Regular Price) | $65 | $60 – $89 |
| Taxi Start (Standard Tariff) | $5.00 | $4.70 – $10 |
| Taxi 1 km (Standard Tariff) | $1.39 | $1.09 – $1.70 |
| Taxi 1 Hour Waiting (Standard Tariff) | $30 | $25 – $70 |
| Gasoline (1 Liter) | $0.90 | $0.83 – $1.06 |
| Volkswagen Golf 1.5 (or Equivalent New Compact Car) | $36,344 | $35,458 – $37,231 |
| Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) | $25,426 | $25,348 – $26,000 |
- One-Way Ticket (Local Transport) $1.50$1.50 – $3.00
- Monthly Public Transport Pass (Regular Price) $65$60 – $89
- Taxi Start (Standard Tariff) $5.00$4.70 – $10
- Taxi 1 km (Standard Tariff) $1.39$1.09 – $1.70
- Taxi 1 Hour Waiting (Standard Tariff) $30$25 – $70
- Gasoline (1 Liter) $0.90$0.83 – $1.06
- Volkswagen Golf 1.5 (or Equivalent New Compact Car) $36,344$35,458 – $37,231
- Toyota Corolla Sedan 1.6 (or Equivalent New Mid-Size Car) $25,426$25,348 – $26,000
Utility & Internet Costs in Albany
Monthly electricity, heating, water, mobile, and broadband bills.
| Item | Median | Range (low–high) |
|---|---|---|
| Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) | $211 | $164 – $260 |
| Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) | $70 | $50 – $169 |
| Broadband Internet (Unlimited Data, 60 Mbps or Higher) | $89 | $60 – $110 |
- Basic Utilities for 85 m2 Apartment (Electricity, Heating, Cooling, Water, Garbage) $211$164 – $260
- Mobile Phone Plan (Monthly, with Calls and 10GB+ Data) $70$50 – $169
- Broadband Internet (Unlimited Data, 60 Mbps or Higher) $89$60 – $110
Childcare & Preschool in Albany
Preschool fees and international school tuition.
| Item | Median | Range (low–high) |
|---|---|---|
| Private Full-Day Preschool or Kindergarten, Monthly Fee per Child | $1,494 | $1,362 – $2,500 |
| International Primary School, Annual Tuition per Child | $17,000 | $6,000 – $28,000 |
- Private Full-Day Preschool or Kindergarten, Monthly Fee per Child $1,494$1,362 – $2,500
- International Primary School, Annual Tuition per Child $17,000$6,000 – $28,000
Clothing Prices in Albany
Jeans, dresses, running shoes, and leather shoes from chain stores.
| Item | Median | Range (low–high) |
|---|---|---|
| Jeans (Levi's 501 or Similar) | $55 | $30 – $70 |
| Summer Dress in a Chain Store (e.g. Zara or H&M) | $40 | $30 – $60 |
| Nike Running Shoes (Mid-Range) | $89 | $65 – $200 |
| Men's Leather Business Shoes | $108 | $65 – $167 |
- Jeans (Levi's 501 or Similar) $55$30 – $70
- Summer Dress in a Chain Store (e.g. Zara or H&M) $40$30 – $60
- Nike Running Shoes (Mid-Range) $89$65 – $200
- Men's Leather Business Shoes $108$65 – $167
Gym, Cinema & Leisure in Albany
Gym memberships, tennis court rentals, and cinema tickets.
| Item | Median | Range (low–high) |
|---|---|---|
| Monthly Fitness Club Membership | $38 | $25 – $90 |
| Tennis Court Rental (1 Hour, Weekend) | $39 | $22 – $54 |
| Cinema Ticket (International Release) | $15 | $15 – $15 |
- Monthly Fitness Club Membership $38$25 – $90
- Tennis Court Rental (1 Hour, Weekend) $39$22 – $54
- Cinema Ticket (International Release) $15$15 – $15
Restaurant Prices in Albany
Meals at inexpensive and mid-range restaurants, coffee, and soft drinks.
| Item | Median | Range (low–high) |
|---|---|---|
| Meal at an Inexpensive Restaurant | $28 | $15 – $50 |
| Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) | $100 | $75 – $144 |
| Combo Meal at McDonald's (or Equivalent Fast-Food Meal) | $17 | $15 – $20 |
| Domestic Draft Beer (0.5 Liter) | $6.00 | $4.00 – $16 |
| Imported Beer (0.33 Liter Bottle) | $9.00 | $6.00 – $13 |
| Cappuccino (Regular Size) | $5.56 | $4.00 – $12 |
| Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) | $2.58 | $2.00 – $4.00 |
| Bottled Water (0.33 Liter) | $2.04 | $1.75 – $2.50 |
- Meal at an Inexpensive Restaurant $28$15 – $50
- Meal for Two at a Mid-Range Restaurant (Three Courses, Without Drinks) $100$75 – $144
- Combo Meal at McDonald's (or Equivalent Fast-Food Meal) $17$15 – $20
- Domestic Draft Beer (0.5 Liter) $6.00$4.00 – $16
- Imported Beer (0.33 Liter Bottle) $9.00$6.00 – $13
- Cappuccino (Regular Size) $5.56$4.00 – $12
- Soft Drink (Coca-Cola or Pepsi, 0.33 Liter Bottle) $2.58$2.00 – $4.00
- Bottled Water (0.33 Liter) $2.04$1.75 – $2.50
Salaries & Mortgages in Albany
Average monthly net salary and mortgage interest rates.
| Item | Median | Range (low–high) |
|---|---|---|
| Average Monthly Net Salary (After Tax) | $4,224 | — |
| Annual Mortgage Interest Rate (20-Year Fixed, in %) | 6.12% | — |
- Average Monthly Net Salary (After Tax) $4,224
- Annual Mortgage Interest Rate (20-Year Fixed, in %) 6.12%
Compare Albany with…
Pick any city to see costs side by side.
Related cities
Similar cost tier, nearby, or in the same country.
United States
Richmond
Monthly / 1 person
$2,032
vs NYC
46.2/100
United States
Salt-Lake-City
Monthly / 1 person
$2,019
vs NYC
45.9/100
United States
Charlotte
Monthly / 1 person
$2,043
vs NYC
46.4/100
United States
Austin
Monthly / 1 person
$2,047
vs NYC
46.5/100
United States
Las-Vegas
Monthly / 1 person
$2,063
vs NYC
46.9/100
United States
Fort-Worth
Monthly / 1 person
$2,064
vs NYC
46.9/100
Frequently asked questions
- How much does it cost to live in Albany?
- An estimated $2,026 per month covers rent, food, utilities, and transport for one person in Albany. A family of four needs around $4,476 per month, while students living shared accommodation manage on roughly $1,184.
- How much money do I need to live in Albany?
- Plan for at least $2,026 per month as a single person, $4,476 per month for a family of four, or $1,184 per month as a student in shared accommodation. Add 15–25% on top for taxes, savings, and discretionary spending — that's the salary you should be targeting before relocating to Albany.
- What is the average rent in Albany?
- A one-bedroom apartment in Albany rents for around $1,426 per month, with three-bedroom apartments in the city centre around $2,900 per month. Prices vary depending on neighbourhood, building age, and furnishings.
- What is the average salary in Albany?
- The average monthly net salary in Albany is around $4,224. Whether that's enough to live comfortably depends on housing choice — rent typically claims 34% of a single-person paycheck.
- How much does food cost in Albany?
- A meal at an inexpensive restaurant in Albany costs around $28. Cooking at home, a single person spends roughly $101 per month on groceries. Staples like milk ($1.04/L) and bread ($3.27/500g) are typical.
- What is public transport like in Albany?
- A monthly public transport pass in Albany costs around $65. Cities with extensive metro and bus networks generally let residents skip car ownership entirely, particularly when commuting from areas outside the city centre.
- Is the internet expensive in Albany?
- Unlimited broadband at 60 Mbps or higher in Albany costs around $89 per month — useful context for remote workers comparing locations.